‘Pursue small happiness & little joy through Personal loan’
- A personal loan is an unsecured loan taken by individuals from Bank or Non Banking Financial Companies to meet their current financial needs.
- It works on quick approval mechanism and helps you to deal in temporary financial crisis, without a delay.
- It provides a smooth sail to the boat of your needs with minimum documentation
FEATURES OF PERSONAL LOAN
- One may choose to opt for Personal Loan for: Wedding Expenditure, Higher Education, Medical Emergencies & many more.
- Choice of tenure up to 5 years.
- Rate of Interest (ROI) ranges from 10.99% to 18% per annum.
- It is provided on the basis of key criteria such as income level, credit and employment history, repayment capacity etc.
- No security or collateral needed.
- Age criteria- 21 years to 60 years.
- It is available to
- Salaried Individual.
- It can be availed by:-
- Individual with minimum one year of experience in the current company/firm
TYPES OF PERSONAL LOAN
- Regular Personal Loan
- Unsecured Overdraft (OD)