Personal loan

Pursue small happiness & little joy through Personal loan’

  • A personal loan is an unsecured loan taken by individuals from Bank or Non Banking Financial Companies to meet their current financial needs.
  • It works on quick approval mechanism and helps you to deal in temporary financial crisis, without a delay.
  • It provides a smooth sail to the boat of your needs with minimum documentation

FEATURES OF PERSONAL LOAN

  • One may choose to opt for Personal Loan for: Wedding Expenditure, Higher Education, Medical Emergencies & many more.
  • Choice of tenure up to 5 years.
  • Rate of Interest (ROI) ranges from 10.99% to 18% per annum.
  • It is provided on the basis of key criteria such as income level, credit and employment history, repayment capacity etc.  
  • No security or collateral needed.

ELIGIBILITY

  • Age criteria- 21 years to 60 years.
  • It is available to
  • Salaried Individual.
  • It can be availed by:-
  • Individual with minimum one year of experience in the current company/firm

TYPES OF PERSONAL LOAN

  • Regular Personal Loan
  • Unsecured Overdraft (OD)